| Organizational Profile |
Typically organizations that are less than 1 Billion USD in revenue and do not have a system and are seeking to begin with a lower cost option to replace an existing Excel or manual process systems with ability to upgrade when have additional systematic needs |
Organizations who require the ability to automate treasury operations and integrate enterprise and external information from other systems |
Large Organizations that have more complex cash management needs and/or Treasury Management processes involving multiple subsidiaries |
| Bank Communications – and Real Time Communications Dashboard |
| Support for BAI2 and SWIFT 940/942 |
Yes (all accounts must be in the same currency) |
Yes |
Yes |
| Manual Import of Files with Rollback Capabilities |
Yes |
Yes |
Yes |
| Automated Bank Communications |
N/A |
Support for both automated and manual imports |
Support for both automated and manual imports |
| Additional File Type Support |
N/A |
Support for custom codes within BAI Files |
Support for both custom BAI codes and ability to import proprietary bank file formats. |
| Real Time Bank Communications Dashboard |
Yes - can view all manual file uploads |
Allows for setting expectations based on expected automated file delivery times |
Allows for setting expectations based on expected automated file delivery times |
| Banking Relationships |
| Maximum # Bank Relationships |
2 |
6 |
Unlimited |
| Maximum # of Bank Accounts |
100 |
400 |
Unlimited |
| Maximum # of Banking Transactions per day |
10,000 |
Unlimited |
Unlimited |
| Multi-Currency |
| Multi Currency Support |
No - only support for a single base currency |
Multi Currency Enabled |
Multi Currency Enabled |
| Real Time positions per currency and dynamic global positions across currencies |
N/A |
Yes |
Yes |
| Maximum number of Currencies |
1 |
3 |
Unlimited |
| Cash Reconciliation & Positioning |
| Multi User capable for concurrent updates to cash position |
Yes |
Yes |
Yes |
| Manual Cash Reconciliation |
Yes |
Yes |
Yes |
| Automated Cash Reconciliation |
Yes, based on account #, amount and flow code |
Yes, plus optional support for configurable rules based reconciliation |
Yes, plus optional support for configurable rules based reconciliation |
| Multiple Enterprise-wide Consolidated Cash Positions per Day |
Yes |
Yes |
Yes |
| # Organization subsidiaries for distinct subsidiary cash positions |
N/A |
3 |
Unlimited |
| Cash Forecasting |
| Ability to create short term forecasts and view preliminary future positions |
Yes |
Yes |
Yes |
| Manual Excel based Bulk Forecast Imports with Rollback capabilities |
Yes |
Yes |
Yes |
| Manual Bulk Forecast Import via XML file with Rollback capabilities |
Yes |
Yes |
Yes |
| Automated Forecast Integration |
Support for Manual Forecasts only, no systematic or file based forecast support |
Supports both XML file based and systematic web services based forecast integrations |
Supports both XML file based and systematic web services based forecast integrations |
| Automated TS module forecast Integrations |
N/A |
EFT module Forecasts |
EFT and Debt Module Forecasts |
| GL Integration |
| Associate accounting treatment with forecasts and transactions |
N/A |
Yes |
Yes |
| Automated GL Integration and generation of XML GL file |
N/A |
Support for user defined accounting treatment for up-to 3 organizations/GL System interfaces |
Support included for unlimited user defined accounting treatments by organization/subsidiers |
| Customization of GL Export to specific backend GL Systems |
N/A |
Optional |
Optional |
| Reporting |
| Support for combined Prior and Current Day Consolidate Reports |
Yes |
Yes |
Yes |
| Ad Hoc Reporting |
Yes, Support for Pre-defined views only |
Yes, Support for both Pre defined views and Customized Views |
Yes, Support for both Pre defined views and Customized Views |
| Optional Ad Hoc Reporting Views |
N/A |
Unlimited |
Unlimited |
| Investment Related Functionality |
| Support for Creating and Updating Investment Positions |
Yes |
Yes |
Yes |
| Support for Real time updates to investment positions based on market quotes |
N/A |
Yes |
Yes |
| In-House Investment Desk Support |
N/A |
N/A |
Supports roles for investment user and traders to participate in real time notification and acceptance of cash positions for same day investments |
| Data Backup and Storage |
| Online Historical Data Storage |
Up-to 2 years online |
Up-to 7 years online |
Up-to 10 years online |
| Optional Online Data Access |
Up-to 7 years |
Up-to 10 years online |
Up-to 15 years online |
| Support |
| Support |
Access to 7 x 24 Support Portal |
5 x 10 business day phone support + Support Portal |
5 x 12 business day phone support + Support Portal |
| Optional Support |
Case submissions plus Email and Phone Support options available |
5 x 12 and 7 x 24 phone support option |
7 x 24 phone support options |
| Other Features |
| In-house Banking Support |
N/A |
Optional |
Included |
| UI Branding Options |
Logo insertion only |
Custom Branded UI |
Custom Branded UI |
| Dual Factor Authentication |
N/A, single factor authentication only |
Optional |
Optional |
| Executive Management Dashboard and real time notification desktop client |
N/A |
Optional |
Included |
| Internationalization features |
English Only |
Multi Language enabled support for configurations of up-to 3 Languages |
Multi Language enabled – Unlimited |